Privacy Policy

D14 Biblical Business Academy

Effective Date: July 23, 2026

Last Updated: July 23, 2026

D14 Biblical Business Academy ("D14BBA," "we," "us," or "our") respects your privacy and is committed to handling personal information responsibly, transparently, and securely.

This Privacy Policy explains how information may be collected, used, stored, shared, and protected when you visit or interact with D14BBA websites, communities, courses, forms, memberships, events, communications, and related services.

This policy is intended to cover the connected business and educational ecosystem associated with David "D14" DeSchoolmeester, including:

D14 Biblical Business Academy - D14BBA.com
D14 Agency - D14Agency.com
D14 fCMO - D14FCMO.com
Forever Practice - ForeverPractice.com

These brands and websites may share certain administrative systems, software platforms, customer records, marketing systems, educational resources, technology providers, and business operations. This Privacy Policy explains how information may move within that connected ecosystem.

1. Scope of This Privacy Policy

This Privacy Policy applies to personal information collected through D14BBA and related websites, including information collected when you:

visit our websites;
complete a contact form or questionnaire;
request information or schedule an appointment;
join a free community or create an account;
purchase a product or enroll in a membership;
participate in a course, workshop, webinar, study group, or event;
complete homework, quizzes, assignments, or certification requirements;
request church bulk pricing, team use, speaking, coaching, or business support;
communicate with us by email, text message, telephone, social media, or another channel;
submit comments, posts, questions, testimonials, or other content;
purchase or access products or services associated with D14 Agency, D14 fCMO, or Forever Practice; or
otherwise interact with websites, systems, or services operated by or for our related brands.

This Privacy Policy does not necessarily govern independently operated websites, applications, payment processors, community platforms, or other third-party services linked from our websites.

2. Our Connected Brand Ecosystem

D14 Biblical Business Academy

D14BBA provides biblical business formation, educational resources, community programs, memberships, group studies, courses, church resources, coaching, and related services.

D14 Agency

D14 Agency has historically been associated with business strategy, marketing, messaging, publishing, technology, systems, automation, and related services.

D14 fCMO

D14 fCMO has been associated with marketing strategy, fractional marketing leadership, business growth, positioning, messaging, and related consulting or educational services.

Forever Practice

Forever Practice provides or has provided business education, systems, courses, strategies, technology, and related resources, particularly originating from work developed for private medical practices.

Because these brands may use common systems or be administered by the same people or related entities, information collected through one brand may, where reasonably necessary and legally permitted, be accessible to or used by another related brand. Information will be used only for legitimate business, educational, administrative, operational, security, legal, and communication purposes described in this Privacy Policy.

3. Information We May Collect

A. Information You Provide Directly

You may voluntarily provide information such as:

name, email address, telephone number, and mailing or billing address;
church, business, or organization name;
website address, job title, role, city, state, and industry;
business size, team size, church size, or group size;
membership level and areas of business, spiritual, or educational interest;
questionnaire responses, appointment requests, and messages submitted through forms;
event registration, purchasing information, and communication preferences.

B. Account and Membership Information

When you establish an account or join a community or membership, we may collect or maintain your username, account identifier, membership status, login history, course access, community participation, subscription status, payment status, enrollment date, and cancellation status.

C. Course, Education, Coaching, and Certification Information

When you participate in courses, coaching, or educational programs, we may collect courses enrolled in, videos viewed, lessons completed, assignments submitted, homework responses, quiz results, progress records, certification requirements completed, certificates earned, and questions submitted during training or coaching.

D. Community Content

When you participate in community areas, forums, discussions, group studies, or live sessions, you may provide profile information, comments, posts, questions, responses, business information, personal experiences, prayer requests, shared resources, photographs, profile images, video, or audio participation.

Please exercise care when posting information in community spaces. Information posted to a community area may be visible to other members depending on the privacy settings and structure of that community.

E. Transaction and Payment Information

When you make a purchase, we may collect information necessary to process or document the transaction, such as your name, email address, billing address, product or membership purchased, transaction amount, transaction date, payment status, and subscription status.

Payment-card information may be processed by third-party payment processors rather than stored directly by us.

F. Information Collected Automatically

When you use our websites or digital services, certain information may be collected automatically, including your Internet Protocol address, browser type, operating system, device type, referring website, pages viewed, links clicked, visit dates and times, approximate location derived from an IP address, session activity, advertising or analytics identifiers, and cookie information.

G. Communications

We may maintain records of emails, text messages, telephone inquiries, appointment notes, customer-support communications, community communications, and form submissions. Telephone or video conversations are not recorded unless appropriate notice or consent is provided where required.

4. How We Use Personal Information

We may use personal information to:

create and manage accounts;
provide community, membership, course, coaching, or certification access;
process purchases and deliver products or materials;
respond to church, business-owner, team-use, speaking, workshop, coaching, media, or general inquiries;
send requested information, account notices, transaction confirmations, course communications, event reminders, and community announcements;
send newsletters or marketing communications where permitted;
personalize and improve programs, websites, courses, coaching, and customer service;
understand participation and evaluate program effectiveness;
protect accounts, detect suspicious activity, prevent fraud, and investigate misuse;
comply with law, enforce agreements, maintain records, protect legal rights, and resolve disputes.

5. Communications and Marketing

We may communicate with you through email, telephone, text message, community notifications, website notifications, social media, or direct mail where applicable.

When required, marketing communications will include a reasonable method to unsubscribe or change your preferences. Transactional and administrative communications may still be sent when necessary to complete a purchase, administer your account or membership, provide access, address security matters, communicate important changes, or fulfill legal obligations.

6. Cookies and Tracking Technologies

Our websites may use cookies, pixels, analytics software, server logs, and similar technologies to keep users logged in, remember preferences, understand website traffic, analyze visitor behavior, improve performance, measure marketing effectiveness, prevent abuse, and personalize certain experiences.

You may be able to block or delete cookies through your browser or use any cookie-consent controls provided on our websites. Blocking certain cookies may affect website functionality.

7. How We May Share Information

A. Within the D14-Related Ecosystem

Information may be shared among or accessed by personnel or systems supporting D14 Biblical Business Academy, D14 Agency, D14 fCMO, and Forever Practice when reasonably necessary to manage your relationship with us, provide requested products or services, maintain shared systems, avoid duplicate records, provide support, and comply with legal or financial obligations.

B. Service Providers

We may disclose information to companies that help us operate our services, including providers of website hosting, customer relationship management, community and learning platforms, payment processing, email delivery, text messaging, scheduling, cloud storage, video hosting, analytics, advertising, accounting, legal services, information technology, cybersecurity, fulfillment, and shipping.

C. Legal Requirements

We may disclose information when reasonably necessary to comply with law, respond to legal process or lawful governmental requests, investigate fraud, address security incidents, protect our rights, or protect the safety of others.

D. Business or Organizational Changes

If an associated business, website, program, or organization is reorganized, merged, acquired, sold, transferred, separated into another entity, or converted into a nonprofit or other organizational form, information may be transferred as part of that transition, subject to applicable law.

8. Sale or Sharing of Personal Information

D14BBA does not intend to operate a business model based on selling personal information for money. However, some privacy laws define terms such as "sale" or "sharing" more broadly and may include certain advertising, analytics, or cross-context behavioral advertising technologies. Where applicable, we will honor legally required opt-out rights.

9. Information Security

We take reasonable measures intended to protect information from unauthorized access, misuse, alteration, loss, disclosure, or destruction. Measures may include password protection, access controls, reputable hosting services, encryption where appropriate, security monitoring, software updates, and limited administrative access.

No website, database, transmission, or storage system can be guaranteed to be completely secure. Users are responsible for maintaining the confidentiality of their account credentials.

10. Data Retention

We retain personal information for as long as reasonably necessary to maintain accounts, provide services, administer memberships, courses, coaching, and certification, maintain transaction and communication records, comply with tax, accounting, and legal requirements, resolve disputes, and protect legal rights.

When information is no longer reasonably necessary, we may delete, anonymize, archive, or otherwise dispose of it, subject to legal and operational requirements.

11. Your Privacy Choices and Rights

Depending on where you live and the laws applicable to us, you may have rights to request access, correction, deletion, restriction, portability, withdrawal of consent, information about disclosures, or an opt-out from certain marketing, targeted advertising, or data-sharing practices.

Privacy rights are not absolute. Certain information may need to be retained for legal compliance, transactions, contractual obligations, security, fraud prevention, or legitimate recordkeeping. We may need to verify your identity before completing a request.

12. International Visitors

D14BBA is based in the United States. If you access our services from another country, your information may be transferred to, processed in, and stored in the United States or other countries where our service providers operate. Those countries may have different privacy laws than your country of residence.

13. Children's Privacy

Our services are primarily intended for adults and are not directed primarily to children under 13. We do not knowingly seek to collect personal information online from children under 13 without any consent required by applicable law. If you believe a child has provided personal information improperly, please contact us.

14. Religious and Community Information

D14BBA is explicitly Christian. Because of the nature of the Academy, users may voluntarily share information concerning church involvement, ministry participation, religious beliefs, prayer requests, or spiritual experiences.

We do not require users to disclose more personal religious information than reasonably necessary to participate in a specific program. Information voluntarily posted inside community discussions may be visible to other members.

15. Business Information Submitted for Reviews, Coaching, or Discussions

Members or clients may submit business questions or materials such as websites, marketing messages, offers, business challenges, operational questions, strategy questions, or other materials for reviews, coaching, or group discussion.

Unless specifically agreed otherwise, you should not assume that information submitted for a group discussion is confidential. Do not submit trade secrets, passwords, confidential client records, protected health information, private employee records, financial account credentials, or information you are legally prohibited from disclosing.

16. Medical and Protected Health Information

Although Forever Practice originated in the private medical-practice market, D14BBA is an educational business academy and should not be used as a repository for patient medical records or protected health information.

Do not submit patient-identifying health information through contact forms, community posts, course assignments, chat tools, general email, coaching submissions, or business-review materials unless a specific secure system and appropriate agreement have expressly been established for that purpose.

Nothing in this Privacy Policy represents that D14BBA is acting as a HIPAA-covered entity or business associate in every situation.

17. Third-Party Websites and Services

Our websites may link to third-party services such as Amazon, payment processors, community platforms, social networks, video providers, churches, charitable organizations, technology platforms, and scheduling providers. We are not responsible for the privacy practices of independently operated third-party websites. Please review their privacy policies before providing information.

18. Artificial Intelligence and Automation

D14BBA, D14 Agency, D14 fCMO, and Forever Practice may use artificial intelligence and automation tools for appropriate business or educational purposes, including drafting or organizing content, responding to common inquiries, improving administrative workflows, analyzing non-sensitive business information, supporting educational development, summarizing submitted information, and improving customer service.

Do not submit confidential, legally privileged, medical, financial-account, or highly sensitive personal information into general-purpose AI systems through our services.

19. Email, SMS, and Telephone Consent

When you voluntarily provide your email address or telephone number, we may contact you regarding the reason you submitted that information. Where legally permitted and where you have provided applicable consent, communications may include educational updates, membership information, event reminders, program announcements, and promotional information.

You may opt out of promotional emails through the unsubscribe method provided. You may opt out of promotional text messages by following the instructions in those messages, such as replying STOP, when applicable. Message and data rates may apply.

20. Testimonials and User Content

We will not intentionally publish a private testimonial as a public endorsement without appropriate permission. When you voluntarily submit content for publication or authorize its use, we may use your name, business name, photograph, written testimonial, audio, video, or story according to the permission granted.

21. Changes to This Privacy Policy

We may update this Privacy Policy as our services, technology, organizational structure, or applicable law changes. The revised date will be posted at the top of this page. Material changes may also be communicated through reasonable additional means when appropriate.

22. Organizational Status

D14BBA is being built as a mission-first academy. Its long-term goal may include pursuing nonprofit status if legally appropriate. Unless and until such status is formally established, purchases and membership payments are not represented as tax-deductible charitable donations.

This Privacy Policy should be updated if a separate nonprofit corporation is formed, ownership of a website changes, associated brands are transferred to different legal entities, or responsibility for personal information changes.